Financial Wellness Check Up

Financial wellness is having an understanding of your financial situation and taking care in such a way that you are prepared for financial changes even as you maintain a balance of comfort on where your money comes from and where it is going.
Mark the one that is true of you today for each question/ statement

Your Name: Your Email Address:

1. I feel I earn adequately compared to my colleagues at other organizations/ occupations
Strongly agree Agree Neutral Disagree Strongly Disagree

2. I believe my current job/occupation will lead me to financial success
Strongly agree Agree Neutral Disagree Strongly Disagree

3. How often do you worry about being able to meet normal monthly living expenses, like food, rent, bills etc.?
Never Rarely Sometimes Regularly All the time

4. How often does this happen to you? You want to go out to eat, go for a trip or do something else and don’t go because you can’t afford to?
Never Rarely Sometimes Regularly All the time

5. How frequently do you find yourself living pay cheque to pay cheque?
Never Rarely Sometimes Regularly All the time

6. How frequently do you feel as though a month is longer than your monthly income?
Never Rarely Sometimes Regularly All the time

7. How frequently do you use a written personal budget?
All the time Regularly Sometimes Rarely Never

8. I know the total amount of debt I have?
Strongly agree Agree Neutral Disagree Strongly Disagree

9. How stressed do you feel about your debts?
No stress at all low stress Neutral High stress Overwhelming stress

10. I own my house or have a definite plan of how I will acquire one
Strongly agree Agree Neutral Disagree Strongly Disagree

11. I have a specific plan in place for my children’s college/University fees?
Strongly agree Agree Neutral Disagree Strongly Disagree

12. I know how much money I will need in retirement and where it will come from.
Strongly agree Agree Neutral Disagree Strongly Disagree

13. I know how much I have in my retirement account and where it is invested.
Strongly agree Agree Neutral Disagree Strongly Disagree

14. I know the meaning of personal net worth.
Strongly agree Agree Neutral Disagree Strongly Disagree

15. How frequently do you prepare your personal balance sheet/Net worth statement?
Every year Every two years When needed Only once Never

16. How do you feel about your current financial situation?
Very Comfortable Comfortable Not Worried Sometimes worried Overwhelmed

17. If you stopped working today, how long would you maintain your current lifestyle?
Over One year 6 Months 3 Months One Month Just a number of days

18. How confident are you that you can find money to pay for a financial emergency that costs about three times your gross monthly income?
High Confidence Moderate Confidence Some Confidence Little Confidence No Confidence

19. If I died today, my surviving dependants would be adequately catered for.
Strongly agree Agree Neutral Disagree Strongly Disagree

20. How stressed do you feel about your personal finances in general?
No stress at all low stress Neutral High stress Overwhelming stress